Credit Cards if managed correctly can be a good way of financing yourself in the short time whilst at university. Whether these means covering your food shopping before your next loan cheque arrives or simply fueling your ‘buy now – worry later’ mentality. The key with credit cards is to understand and appreciate that its [...]
Losing your wallet, as well as your dignity
If, like my flatmate, you enjoy going out drinking and absolutely blitzing any memory of going out, and in his case going to a party, only to leave at 2am and have a sit down meal with a bottle of champagne, followed by a walk home without his coat, his wallet or his phone, and [...]
Top tips for saving on travel
Of course the subject of this feature is not to explore gap year travelling or post graduation expeditions, but is focused on students travelling home at weekends, visiting friends in other university towns or simply returning to work. Having travelled down from Newcastle to Brighton to visit my girlfriend I have tried it all…. So [...]
Fight Bank Charges and Win!
Countless times as a in both my first and second year i had been charged between £20 to £30 for going over my overdraft on both my student bank accounts (with Barclays) as well as my credit card, the latter to assist with short term financing. I would argue that £20 to £30 is a [...]
Organise your life online
Despite security concerns of some apprehensive users the internet remains to be an extremely useful tool, not only for researching but also for purchasing all manner of goods and services – due to convenience, access, speed and simplicity. With the cost savings made by the providers cutting out ‘bricks and mortar’ outlets being passed back [...]
Making your money work for you…
Because of the extraordinarily low rate of Student Loans and student overdrafts many students are clever with their money and make it work for them. Not only does this provide a financial backbone to assist them in their times of need, but also the interest can be a nice little earner over the university year. [...]
Fraud protection – Staying safe online:
With a large proportion of students looking online to pay their bills, check their balance or extend their overdrafts is the chance of fraud more prominent? The ease of online banking enables users to access their personal accounts in Internet cafes, at University, at home or even at their friends houses, however sometimes the more [...]
Students Beware
Fuelled via feedback from the Clear Student Debt Myspace page, this section will be constantly evolving with first hand advice on the pit falls of student life from students themselves. Sometimes everyone just wants a slice of your loan cheque – but use this advice to fight back. If you would like to add comments [...]
Jargon Buster
The following Jargon Buster is the clearing in the finance forest, we hope you find it useful. Should you have any further questions or comments do not hesitate to get in touch… APR: The APR is the amount of interest you will be charged each year, as a percentage of each pound you owe on [...]
Cash between Loans
One of the annual conundrums I have faced during my time at university is how to navigate the financially baron period towards the end of term. This perennial issue is brought about as the final few pounds of the student loan instalment received a few months previously have finally left the bank. At Christmas the [...]