
Debt consolidation, extra money or simple to enjoy life just that little bit more...
You will find the links to the most respected and professional personal finance websites here. Please note that a personal loan is not always the best option to get out of debt, it is merely one solution.
We regularly review our listings and that of the financial institutions we feature to ensure that you are provided with accurate and up to date offers. At ClearStudentDebt.co.uk we only feature the companies worth doing business with, and we hope you find our range of resources and unbiase reviews useful. By using this guide, you agree to our terms and conditions.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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Lombard Direct:
A very well known brand in the marketplace and have an excellent headline APR of 5.8%. Their website is fast to load and sections are clearly labeled to allow for ease of navigation. An online application facility allows for fast decision on loans between £2000 - £25000
Click here to visit the Lombard Direct website
Capital One Loans:
Following the acquisition of Hfs Loans in 2005, a well respected credit broker with over 35 years' experience, Capital One (Europe) has marched forward in the loan market, with their unrivaled size, market share and financial backing. It is not difficult to see why Capital One is so popular, with typical loan rates at 5.9% on loans up to £15,000.
Click here to visit the Capital One website
AA Personal Finance:
A fantastic website, with online applications and call back service offering a typical rate o f 5.8% APR on unsecured personal loans with instant online decisions.
Click here to visit the AA Personal Financel website
Debt Buster Loans:
As seen on TV. Specialising in secure personal loans with typical rates between 8.4% APR to an Infrequent maximum 19.9%. Their website offers a call back service for those willing to organise their finances by phone, or you can apply online.
Click here to visit the Debt Buster Loans website
Purple Loans:
Purple loans offer a typical rate of 14.1% on loans between £5000 - £80,000 Focusing on mortgages and second mortgages to secure the value of the loans with payment periods from 60 - 300 months! Their website also allows you to track your loan application online, simply by signing in.
Click here to visit the Purple Loans website
Marks & Spencer Loans:
Not content with fantastic food, M&S offer great low rates from 6.4% APR typical as well as a 3 month repayment holiday on many agreements. Customers who do not meet the normal criteria may also be offered a loan at a different APR.
Click here to visit the Mark & Spencer Money website
Sterling Loans:
Sterling are a leading provider of secured loans from £15,000 to £75,000. They have an easy online application process and decisions in principle are usually made within 24 hours.
Click here to visit the Sterling Loans website
Direct Line:
One of the biggest UK brands, offering a market-leading loan rate (typical APR of 5.6%). An easy online application process and flexible payment periods.
Click here to visit the Direct Line Website
Ocean Finance:
The UK’s Leading Finance broker (2004) With a typical rate of 12.7% APR Variable on amounts of £3000 - £100,000. Unsecured. Separating them with a grey heading.
Click here to visit the Ocean Finance website
Virgin Money:
Not susprisingly Virgin offers a range of financial products with typical APR of 6.9%. Their website offers a loan calculator and a useful “Sort out your debts” section.
Click here to visit the Virgin Money website
Cahoot:
Offering both Fixed rate and flexible loan rates, Cahoot,
a division of Abbey National plc strives to keep things simple and easy. This is reflected in their easy to navigate website and loan products.
Click here to visit the Cahoot website
Citizens Advice Bureau:
The citizens advice bureau are trained to support and offer advice on debt management. Their services are free and impartial, view their website to find a drop in centre near you.
Click here to visit the Citizens Advice Bureau Website
Financial Services Authority:
The Financial Services Authority are regulators of all providers of financial services in the UK ,and they have a wide range of rule-making, investigatory and enforcement powers. They aim to protect your rights, whilst regulating the industry, providing a wide range of information on their website.
Click here to visit the Financial Services Authority website
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