Being refused credit card be an embarrassing and sometimes annoying occurance, particularly when the potential lender never gives an explanation as to why you have been refused.

If you have been refused under the Data Protection Act you can write to the credit rating agencies (Equifax and Experian), enclosing a self addressed envelope and cheque for £2 to both, asking for a copy of your credit report. Or you can check your credit report online for free, (courtesy of Experian) by clicking on the banner below.

Posted reports are usually dispatched within 7 working days and it's worth reviewing the report comprehensively in order to find out exactly what is effecting your credit score.

For further information of details of where to send your request, visit either Equifax or Experian online.

Click here to see you credit report for free Online!

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