It goes without saying that areas popular with students are also areas, which can be the target of crime. Aside from the obvious drunken shenanigans of students making sculptures at 3am with traffic cones, stealing road signs as souvenirs or being sick in the street the main focus of this feature is to highlight the [...]
How to shop on a student budget
The importance of shopping properly whilst at university cannot be underestimated. There are numerous benefits from a well planned and executed food-shop ranging from the financial to the personally rewarding exercise of cooking for oneself a freshly prepared and satisfying meal. As you will gather in due course this issue is something of a personal [...]
Getting a part time job
During term time you know that extra cash can come in useful, be it for a night out, to pay for your work to be printed or to cover that water that’s just landed on the doormat. Why not consider a part time job? You could work evenings or weekends, providing of course that you [...]
Ready, Steady… oh no
In my view by far the least economical way of buying food is stocking up on the ubiquitous ready-meal. Let’s look at the facts. Granted they’re easy to prepare, there is an astonishingly wide variety, and they don’t taste as bad as their precursors (tinned macaroni cheese anyone?). However, they’re loaded with artificial preservatives, the [...]
Benefiting from Surfing credit cards
The credit card market is very competitive with many providers offering low introductory rates for six months or longer. So, if you are having a problem repaying the balance after six months of having the card then why not juggle? By simply transferring the balance from an existing credit card over to a ‘new’ one, [...]
Landlords and their wily ways
I do not need to tell the fine, adroit individuals who read these pages that the single-highest expense whilst at university is accommodation. Unless you are lucky enough to possess wonderfully benevolent parents it is likely that the cost of this inordinately expensive yet unavoidable enterprise will fall into your hands. In this little feature [...]
What do you do betweeen lectures
Saving money, and thus reducing your debt is all about choices – its an easy as that! Why not follow our guide to making simple choices that can save you money, which you might choose to put towards paying off your debts or make your life a little bit easier. Take a packed lunch: Taking [...]
How to preserve your credit rating
Refused credit? it might be down to your credit rating. When applying for a loan, the lender will perform a full credit check on you with credit reference agencies. Being declined for a loan, overdraft, credit card or contract mobile phone can be frustrating, particularly when all the lender will tell you is that you [...]
Top tips for managing student debt
Follow our top tips you find in our website Clear Student Debt and dont get caught out in the financial forest…. Budget Planning: Before you decide to take out a loan or credit agreement, draw up a budget plan and be realistic about how much to can afford to repay each month. We have provided [...]
Preparing for Freshers week
Undoubtedly starting university is a time of celebration and socialising with your course mates who might well become friends for life – so surely first impressions count for something…. Don’t they? Freshers week can be long and expensive, with the average student spending close to a 3 week budget in their “Freshers week”. The temptation [...]