Obviously ‘Freshers’ week can be an exciting and indeed scary time, when you are in a new place with new people and no doubt you have to be more responsible not only with your workload but also with finances. With commitments including your own welfare it is always worth starting university on the right foot [...]
What happens when you don’t pay
If you are having problems repaying any debt the worst thing you could do is not pay. Details of the consequences of missing payments follow. Type of debt: Consequence of not paying: Rent Arrears – Eviction from the property University Fees – Eviction from university Credit Card minimum payment – Bank charges (from £20 a [...]
Students Beware – One Night Stands
Stumbling back to a strangers room after a heavy night out could cost you your mobile, keys, credit cards, spare change and clothes as well as your dignity on the formidable ‘walk of shame’ the following morning. But as fresher week is upon us, its clear that there will be a fair number of one [...]
The Guide to (Student) Council Tax.
Moved into rented accommodation? Council tax bill landed on your doorstep? Don’t panic; in fact don’t even do anything until you have read this. What is council tax? Council tax is a property tax, collected by your local Council to finance the local amenities; it is based on where you live (the area), the value [...]
Financial help – what’s available?
Studying a full-time higher education course? Then you might be entitled to finance from the government to help with tuition fees and living costs. You may also be able to get extra help from your college or university in the form of bursaries and scholarships. The type of student finance you can apply for as [...]
Relax. Student Debt is an investment… apparently
With the government proposal to increase tuition fees for UK Students starting course in 2006 to around £3000 a year, one would assume this means students are likely to borrow more and at the end of their course will owe more, but how is this debt seen? The crux of the matter is whether students [...]
How much does it cost to go to University?
The expense of university can be split into three categories; the principle outlays include Course Costs and Living Cost , whilst the final cost is Living Expenses . Of course the costs displayed on Clear Student Debt.co.uk are given as an estimate only. Users are reminded to consider a number of factors including the course [...]
Student Debt in the Future
With typical final-year student’s debt between £8,000 – £12,500 a mix of Student loans, bank overdrafts and commercial credit cards how will these figures fare for students starting courses in September 2006 and what will this mean for students from poor backgrounds? The National Audit Office has warned the government that it will miss its [...]
Take Advantage of Tax Doctor
Um….. £300…. A holiday after my exams, a new wardrobe or perhaps a nice bottle of champagne for graduation day…. Well why not. At ClearStudentDebt, we are always championing money saving ideas, based not only on experience but also logic, then companies like taxdoctor come along and put a huge smile on our face by [...]
The cost of cash points
This feature seeks to address the cost of laziness…. Ok… so maybe its not laziness, perhaps convenience would be a better title. You’ll notice them in bars, clubs, student unions and newsagents and its little wonder they are so profitable…. That’s right. The ‘unofficial’ cash point that charges £1.50 per transaction….this is where the student [...]